Improve your acceptance rate and reduce your credit risk through an automated and intelligent borrower acquisition. Take your lending to the next level.
Identify contextual and behavioural features of existing portfolios, using early warnings to improve cross selling of new products and top up on existing ones.
Put people first through a consumer-centric approach to debt collections. We free up resources as well as create value through your process optimisation.
Streamline good customers and transactions and detect fraud attacks in real time, using the instant decisions from our machine-learning models.
Manage cross-industry and industry-focused regulations. Our solutions improve your control effectiveness and help ensure timely issue remediation.
By 2020, more than seven billion people and businesses will be connected to the Internet through more than 50 billion devices. With people, businesses and things communicating, transacting, and even negotiating with each other, a new paradigm comes into being - the Data Economy.
Our algorithms thus go beyond the traditional, mono-disciplinary approach in understanding human behaviors. They area genuinely interdisciplinary solution that combines decision science, psychology, anthropology and sociology in all their different facets.
For the first time in our history, it is possible for machines to learn from experience and penetrate the complexity of data to identify associations. natural language processing, computer vision, speech recognition, machine learning and artificial intelligence have moved from experimental concepts to potential business disruptors.
The Fairtile Team
We are a group of people from the worlds of Financial Services, Information Management and Data Science who have realized that unlocking the value of data can make the credit experience fairer for both lenders and borrowers.
Your social network for credit
Expecto is the first social network for credit, helping borrowers proactively build their creditworthiness to access or get better rates and Credit. Our platform is empowering, inclusive, disruptive and human centric. Expecto is a dynamic ecosystem of productive people who participate with a purpose to achieve mutually beneficial goals and enable a new digital approach to Credit.
Your digital ipseity application
80% of our life is now encoded in digital streams. The cloud of digital data points that we are generating, surrounds us and represents our narrative. Dipseity makes it easy to connect our data from the apps and services we already use and monetize them within a secure and encrypted transactional system to access products and services, obtain better conditions, get discounts and much more.
The virtual assistant for debt
With a major part of our life in debt, arrears and financial issues are common events. We understand people fall behind on bills sometimes, but we don't think that should affect how they're treated. Debbie is a virtual assistant that helps you determine the best way to approach your situation and provide you with the best debt counseling service to reduce debt through debt management programs.